Privacy Policy

What does First Bank Blue Earth do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service
you have with us. This information can include:

• Social Security number and Transaction History
• Account Balances and Overdraft History
• Payment History and Checking Account Information

All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Bank Blue Earth chooses to share; and whether you can limit this sharing.

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes

No

For our marketing purposes-
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes-
information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes-
information about your creditworthiness

No

We don't share

For our affiliates to market to you

Yes

Yes

For non-affiliates to market to you

No

We don't share

Call (507) 526-3241

How does First Bank Blue Earth protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to
protect this information and we limit access to information.

How does First Bank Blue Earth collect my personal information?

We collect your personal information, for example, when you

• Open an account or Apply for a loan
• Deposit money or Provide employment information
• Show your government-issued ID

[We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.]

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information
  about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include First Insurance Agency and financial companies such as FNB Bancshares, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• First Bank Blue Earth does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• First Bank Blue Earth does not jointly market.