Home Loan Center
Welcome to the First Bank Blue Earth Home Loan Resource Center
With competitive rates and local service.
One of our missions at First Bank Blue Earth is to help people fulfill their financial dreams and goals. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams. Whether purchasing your first home, a vacation home, a new residence or the refinance of your existing loan, we can help. We have mortgage loan programs that fit virtually every need and every size. We have the expertise and staff to get your loan processed and closed better than even the large national mortgage lenders. You will find our rates and fees to be very competitive, and best of all, we give you superior local service. Join hundreds of happy homeowners and experience the First Bank Blue Earth difference. Come to us the next time you need a home mortgage.
Due to the fact that everyone’s mortgage needs are unique, we offer several different types of mortgages with competitive rates and terms that are guaranteed to fulfil virtually every type of home mortgage need. Each home mortgage category offers a range of financing options.
- Home Purchase
- Home Refinancing
- Construction Loan
- Land Purchase Loans
Quick Pre-approvals available
- Local origination and servicing – application to payoff
Let us see if we can help lower your interest rate and your payment or shorten your term. Our mortgage bankers can help you analyse the best options for your family, whether your goal is to lower your payment or pay off your mortgage sooner.
- Rate/term refinancing
- Cash out refinancing
- Local decision making and servicing
- Flexible terms and interest only payments to suit your needs during the construction phase
- Knowledgeable lenders to coordinate transition to permanent financing
- Financing to purchase the land/lot and build your new home
Land Purchase Loans
Financing for any residential lot or acreage
- Easy transition to construction loan
Home Equity Line of Credit (HELOC)
Is it time for a home improvement project? Are you looking to consolidate your debt? Planning a vacation or preparing to finance a college education? A home equity line of credit (HELOC) from First Bank Blue Earth is a flexible credit line, with the benefit of anytime-spending possibilities.
- Variable-rate financing
- Repayment based on amount of credit line outstanding
- Interest may be tax deductible
- Funds are easy to access
At First Bank Blue Earth our loan officers will help you determine what is best for you and your Second Mortgage Loan. Whether a standard home equity loan or a home equity line of credit suits your needs, we are dedicated to finding the best fit for you.